Financing options

Capital for Change (C4C) helps homeowners conserve energy usage and decrease costs through audits, retrofits, and alternative/clean energy improvements. C4C offers a variety of loan programs to meet consumer needs, covering improvements ranging from such basics as insulation and heating systems to more advanced products, including solar panels and geothermal systems. Several programs are underwritten based on utility-repayment history rather than on credit reports, offering an opportunity for credit-challenged customers to still take advantage of low rates and achieve energy savings in their homes.

Homeowners can reduce their energy consumption by making their homes more weathertight with a variety of improvements, including insulation, windows, ENERGY STAR® heating and cooling systems, and solar panels. These “Smart-E” loans from $500 to $40,000 are available with interest rates from 4.49% to 6.99% for 5- to 12-year terms.

A homeowner who is an Eversource or United Illuminating residential electric customer may be eligible for a 0.99% interest loan to purchase and install an energy-efficient heating system. This program requires a minimum down payment that is determined by the new system’s projected energy savings.

Heat pumps can efficiently heat your home in the winter and double as a cooling system in the summer. Air Source heat Pumps heat and cool your home or business efficiently and inexpensively with ductless air source heat pumps or utilize existing ductwork when installing a centrally-ducted air source heat pump.

Wisetack provides  consumer financing as a pay-over-time option made especially for homeowners for improvement  

• Covers large and small jobs. 
• Options to fit their needs. 
• Fast and easy. 
• No hidden fees.